MyPro+

Perlindungan Kesehatan Prima and HealthPlus+ Family are health insurance plans that offer inpatient/surgery and outpatient benefits for both individual and family members.

The differences between these two products are:

Perlindungan Kesehatan Prima:
- Inpatient benefit follows an inner-limit scheme, meaning consultation fees, room and board, and miscellaneous costs, has its own limit.
- The waiting period applies during the first year of coverage as follows:
  - 270 days from the effective date of the policy specifically for pre-existing conditions and certain critical illnesses.
  - 15 days from the effective date of the policy for treatment due to illness (except for accidents and Saldo Prima).
- Inpatient benefits will be reinstated in 30 days after previous medical treatment for the same diagnosis, including any complications.
HealthPlus Family:
- Inpatient benefit is an as-charged scheme, meaning coverage aligns with the actual bill from the clinic/hospital. The payment for this as-charged scheme benefit follows the terms and limits in your schedule of benefits.
- The waiting period applies during the first year of coverage as follows:
  - 15 days from the effective date of the policy for treatment due to illness (except for accidents and Saldo Prima).
  - 12 months from the effective date of the policy specifically for pre-existing conditions and certain critical illnesses.
- Inpatient benefits will be reinstated in 0 days after previous medical treatment for the same diagnosis, including any complications.

We have > 1000 providers all over Indonesia, you can find providers near you by clicking on “Hospital List” button. However, if you’re planning to get treatment from outside our provider list/overseas, you can submit reimbursement claim through our app called eBenefit.

Yes, any condition caused by pre-existing or congenital conditions is excluded. MyTravel Protection International also does not cover costs related to prosthetics, rehabilitation, pregnancy, fertility, hormonal treatments, ongoing medical care from up to 24 months before the trip, non-medical expenses, or routine check-ups.

You can purchase health or general insurance products online via the MyPro+ website and application. Click the “Product” menu on the MyPro+ website or the “Buy” menu on the MyPro+ application to get information about insurance products and premium simulations.

General

MyTravel Protection International

MyTravel Protection Domestic

MyCar Protection

Account

Choose topics on your needs

General

MyTravel Protection International

MyTravel Protection Domestic

MyCar Protection

Account

Choose topics on your needs

What's the difference between Perlindungan Kesehatan Prima & HealthPlus Family?

Where can I use this health insurance from MyPro+?

Is there any medical treatment that are excluded in MyTravel Protection International?

How can I purchase insurance through MyPro+?