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5 Functions of a Pension Fund and the Right Strategies to Start One!

5 Functions of a Pension Fund and the Right Strategies to Start One!

17 June 2025 | MyProtection News Jakarta

The function of a pension fund often becomes crucial in a person’s life, especially for those who have entered retirement age or their retirement period.

Not only does it serve as a source of income security, but a pension fund also provides financial protection and comfort. In this article, we will discuss in more detail the functions, types, and how to choose the right pension fund!

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MyPro+ is one of the pioneer portals for purchasing health insurance and general insurance online which can be accessed via website and application platforms since 2017.
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5 mins read • 10/04/2026
6 Signs of a Faulty Car Starter Motor You Should Know!

The car starter motor, which functions to turn the engine on, is a crucial component for starting the vehicle.

Without a properly working starter motor, the engine won’t be able to start. Therefore, it’s important to recognize the signs of a weak or damaged starter motor. Read the full explanation below!

6 Signs of a Faulty Car Starter Motor You Should Know!

Dinamo Starter Mobil

1. Whining and Grinding Noises

The first sign of a faulty starter motor is typically a whining or grinding noise, often related to the gears in the pinion gear and the engine ring gear.

If the noise gets louder, it usually indicates that the damage to the starter motor is worsening.

Additionally, the starter motor can produce a whining sound if the one-way bearing on the pinion gear is damaged.

2. Difficulty Starting the Car

Another common sign is difficulty starting the car, especially after long drives. This can occur when internal components, such as the starter gears, become worn out and can no longer function optimally.

When this occurs, the starter motor will struggle to turn the engine, especially when the engine is hot.

If this problem occurs, it’s essential to have it checked as soon as possible and fixed promptly to prevent further damage to other components.

3. No Response When the Key is Turned

If the car doesn’t respond when you turn the key to the start position, this could also be a sign of a faulty starter motor.

This may be caused by damaged internal components such as the solenoid or coil, resulting in insufficient power to start the engine.

4. Battery Voltage Drops Significantly

While a drop in battery voltage can be caused by battery issues, it can also affect the performance of the starter motor.

This is because the starter motor needs a sufficient electrical current to turn the engine. If the battery voltage is too low, the car may not respond at all.

5. Headlights Go Out

If your headlights suddenly turn off when trying to start the car, it may be due to an issue in the electrical system caused by a weak starter motor.

This happens when there’s not enough power left to distribute electricity to other components like the headlights.

Additionally, if the alternator or battery is also faulty, the electricity needed to support the starter motor will be reduced, making it fail to operate properly.

If this occurs, check both the starter motor and alternator as soon as possible. Ignoring the issue could lead to more serious problems.

6. Loud Clicking Sound When Pressing the Starter

If you hear a loud clicking sound when pressing the start button, this could indicate that the starter motor is faulty and unable to turn the engine over.

This may be caused by insufficient torque produced by the motor to operate effectively. Therefore, if this issue arises, it’s crucial to have it checked to identify the root cause.

Those are the 6 signs of a faulty car starter motor, an essential part for turning on the engine and ensuring your vehicle runs properly.

Given its important role, keeping your car’s starter motor in optimal condition is a must. Hope this helps!

*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)

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Automotive
5 mins read • 21/01/2026
The Function of Car Brake Pads and When to Replace Them

Car brake pads are one of the most vital components in the braking system. Their main function is to create friction with the brake disc, allowing the vehicle to stop or slow down.

Because of this crucial role, it’s important to check your car’s brake pads regularly to ensure optimal performance and maintain driving safety.

Here’s a complete guide about the car brake pads to help you better understand how they work, their types, and how to check them properly.

How Car Brake Pads Work

To understand how brake pads work and function within the braking system, here’s the process:

  • When the brake pedal is pressed, the pressure is transmitted through the brake fluid to the caliper.

  • The caliper then pushes the brake pads against both sides of the brake disc, which rotates with the wheels.

  • This creates friction against the wheel’s rotation, causing the vehicle to slow down and stop.

Types of Car Brake Pads

  • Semi-Metallic, known for durability and excellent heat transfer. These brake pads are usually made from synthetic organic materials mixed with processed metals, giving them high heat resistance.

  • Organic, made from a blend of resin, carbon, glass, rubber, and other materials. Vehicles using this type are typically free from squeaking sounds. However, regular inspections are needed to ensure the pads don’t wear out completely.

  • Non-Asbestos Organic or NAO, offers better performance compared to brake pads that are made of metal. They provide reliable performance and improved safety while driving.

  • Ceramic, considered the best performing type, is often found in luxury cars due to its higher price. Ceramic brake pads don’t leave residue or produce annoying noises, making them highly efficient.

kampas rem mobil

How to Check Car Brake Pads

Generally, the right time to replace car brake pads is when you hear a squeaking or squealing sound during braking.

The physical condition of the brake pads can also indicate when they need replacement. That’s why it’s highly recommended to check their condition regularly.

Most disc brake pads are equipped with a thin metal plate that serves as a wear indicator.

When this small plate rubs against the brake disc, it produces a squeaking sound as a warning sign.

If the plate is already touching the brake disc, it means the brake pads must be replaced immediately.

Before replacing them, make sure the caliper and brake disc are cleaned properly to avoid dirt buildup, such as debris or residue from worn brake pads.

This step is essential to optimize braking performance, especially since dirt mixed with water can disrupt the braking process.

That’s the complete discussion about car brake pads, including their function, how they work, different types, how to check them, and the right time for replacement. Hope it helps!

*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)

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5 mins read • 16/05/2023
Diskon Premi Asuransi Kesehatan Hingga 15%, Mau?

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