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Jakarta, 7 April 2020 - MyProtection News
Dalam upaya melakukan pencegahan penyebaran virus corona yang lebih ketat, World Health Organization menyarankan agar semua orang mengenakan masker. Baik penderita COVID-19 yang bergejala, tidak bergejala, ataupun individu yang sehat wajib menggunakan masker.
Melihat jumlah surgical masks dan masker N-95 yang terbatas, masyarakat diimbau untuk menggunakan masker kain. Kabar baiknya, masker ini bisa Anda buat sendiri di rumah. lho! Sehingga Anda bisa tetap mendapatkan perlindungan di tengah penyebaran virus. Surgical mask dan masker N-95 pun bisa dialokasikan untuk tim medis yang berjuang merawat pasien terjangkit virus.
Bahan paling ideal yang bisa Anda gunakan membuat masker adalah bahan katun. Alasannya karena bahan katun cenderung ringan dan membuat Anda tetap bisa bernapas. Kuncinya adalah Anda menggunakan minimal 2 lapis bahan saat membuat masker kain. Berdasarkan penelitian, bahan katun bisa menyaring setidaknya 50% dari 0.2 partikel micron yang ukurannya hamper menyerupai virus corona.
Kaus katun, bandana, bahkan sarung bantal pun bisa dimanfaatkan untuk membuat masker. Sebenarnya, bahan kain apapun bisa digunakan sebagai masker selama Anda tetap bisa bernapas selama menggunakan bahan tersebut. Faktor penting lainnya adalah Anda tetap merasa nyaman saat menggunakan masker kain dalam jangka waktu lama.
Penggunaan masker sendiri ditujukan untuk mencegah partikel micron atau partikel liur (droplets) mengenai wajah. Selain itu, penggunaan masker bisa meminimalisir individu untuk menyentuh hidung dan mulutnya. Jangan lupa saat memakai masker jangan sering menyentuh masker, jaga kebersihan tangan, dan rajin mencuci masker setiap selesai digunakan.
Untuk membersihkan masker, Anda cukup mencucinya menggunakan sabun detergen serta air hangat. Rendam masker dalam larutan air hangat dan deterjen untuk beberapa saat, lalu kucek dengan tangan hingga kotoran luruh. Setelah itu bilas masker kain dengan air mengalir sampai busa hilang. Kemudian, Anda bisa menjemur masker di bawah paparan matahari hingga mengering. Langkah terakhir, gosok masker kain dengan setrika dalam suhu panas. Pastikan masker kain Anda dalam keadaan bersih dan kering sebelum digunakan, ya!
Salam,
Sahabat MyProtection
Car indicator lights serve to provide drivers with information about the vehicle's and engine's condition while driving.
With indicator lights located on the car dashboard, drivers can also detect damaged components that must be replaced immediately to avoid more serious damage to the vehicle.
In general, indicator lights are represented through symbols that illustrate specific problems. Therefore, it is important to understand the meaning behind these symbols. Check out the following list!
A light shaped like a thermometer or radiator, usually glowing red, indicates that the engine temperature has exceeded the normal limit or is overheating.
If this happens, you can check the car’s cooling components, such as the coolant and the radiator fan.
If a battery icon appears on the dashboard, this light may indicate a problem with the car's battery, such as a broken connection, a weak battery, or a short circuit in the cables.
When this light comes on, it is essential to visit a repair shop immediately to ensure the electrical system is functioning properly. If ignored, the car may shut down and fail to start.
The old-fashioned oil can recognize the oil pressure warning light symbol with oil dripping from its spout.
This light indicates insufficient engine lubrication or that the oil needs to be replaced soon.
It may also signal a leak or damage to the oil pump that requires immediate repair.
The brake warning light, marked with an exclamation mark inside a circle, usually lights up when the handbrake is still engaged.
If the handbrake is released but the light remains on, it could indicate a problem in the braking system, such as low hydraulic pressure or brake fluid that is nearly empty.
Next, if an engine symbol appears on the dashboard, it may indicate a problem with the car’s vital engine system.
What you need to do is keep calm and don’t need to be panic. This light indicator can also turn on due to minor issues, such as a loose fuel cap. To be sure, have the car checked at the nearest repair shop.
A steering lock wheel symbol usually comes with a glowing red color, indicating that the steering is locked. When this light comes on, the steering wheel cannot be moved.
This could be caused by several factors, such as the key not being in the proper position, an issue with the steering lock system, or simply forgetting to turn the key to the ignition position.
The seat belt indicator, depicted by an icon of a person wearing a seat belt, indicates that the driver or passengers have not properly fastened their seatbelts.
The solution for this is simple: just fasten the seatbelt correctly to turn off the warning light.
The power steering indicator light, illustrated with a steering wheel and an exclamation mark beside it, signals a problem with the car’s power steering system that must be resolved immediately.
When this light turns on, the steering wheel will feel heavier, indicating it’s time to take the car to the nearest repair shop for inspection.
Apart from the 8 indicator lights above, there are still many other dashboard warning lights you may encounter, such as the parking brake indicator, master warning indicator, distance warning, and even the airbag warning light. Hopefully, this information is useful!
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)
Paying taxes on time is very important, neglecting to do so can result in accumulating fines.
The same applies to vehicle taxes, such as the car tax. If not paid promptly, the penalty can impact your financial condition. So, how exactly do you calculate it, and what is the fine for late car tax payment?
Before knowing how to calculate it, there are 2 important things you need to understand regarding car tax penalty calculation, such as:
The fine that must be paid is calculated based on the length of time the tax has been overdue, consisting of 2 components:
PKB Fine or Motor Vehicle Tax, 25% per year of the PKB amount, calculated proportionally per month (25% x months /12).
SWDKLLJ Fine, fixed additional charge according to regulations, generally Rp 100.000 for cars, depending on vehicle type.
1 day late, no fine.
1 week to 1 month late, PKB fine 4.17% + SWDKLLJ.
2 months late, PKB fine 4.17% + SWDKLLJ.
3 months late, PKB fine 6.25% + SWDKLLJ.
4 months late, PKB fine 8.33% + SWDKLLJ.
5 months late, PKB fine 10.42% + SWDKLLJ.
6 months late, PKB fine 12.5% + SWDKLLJ.
7 months late, PKB fine 14.58% + SWDKLLJ.
8 months late, PKB fine 16.67% + SWDKLLJ.
9 months late, PKB fine 18.75% + SWDKLLJ.
10 months late, PKB fine 20.83% + SWDKLLJ.
11 months late, PKB fine 22.92% + SWDKLLJ.
1 year late, PKB fine 25% + SWDKLLJ.
2 years late, PKB fine 50% + SWDKLLJ.
3 years late, PKB fine 75% + SWDKLLJ.
To better understand the calculation, here is an example of a car tax fine calculation if the payment is late for 6 months, with Motor Vehicle Tax or PKB of Rp 364.200 and SWDKLLJ of Rp 243.000:
The formula is, PKB x 25% x 6/12
Rp 364.200 + Rp 243.000 x 25% x 6/12 = Rp 394.575
However, please note that the total amount to be paid is not just Rp 394.575. There are additional charges for PKB and SWDKLLJ, making the total Rp 364.200 + Rp 243.000 + Rp 394.575 = Rp 1.001.775, which is the total that must be paid.
The longer the time taken to settle the payment obligation, the higher the fine to be paid.
To ensure the amount of fine that must be paid and to get a more accurate PKB fine amount, you can check it through the official e-Samsat website using the following steps:
Open the website e-Samsat.id
Go to the vehicle tax check menu
Enter the vehicle number and date of birth
Click check
View the result of the car tax fine check that must be paid. This page also includes information on PKB POK, PKB DEN, SWDKLLJ POK, SWDKLLJ DEN, PNPB STNK, PNPB TNBK, and the tax payment due date.
So, that’s the discussion about how much the fine for late car tax payment is, which you need to know so you can immediately pay your vehicle owner’s obligation. Hopefully, this information is useful!
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)
The car’s identification number, also known as its chassis number, is created as a marker of authenticity for motor vehicles. Each vehicle has a different number officially assigned by the manufacturer.
Therefore, a vehicle’s chassis number, also known as the Vehicle Identification Number, contains a unique set of codes defined by the vehicle manufacturer.
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The car’s chassis number serves as a permanent identifier for the vehicle. It can be used to track information such as the vehicle’s origin, year of manufacture, brand, model, engine size, and various other details.
You can find the identification number in several parts of your vehicle, such as the dashboard near the windshield, the side of the driver’s door, and on the engine block or transmission.
The vehicle’s chassis number is also used to access the vehicle’s history, such as service records, accident history, and to verify authenticity and ownership.
For car owners, knowing the identification number is very important. Especially when dealing with vehicle-related matters like servicing, paying taxes, and more.
Generally, a car chassis number consists of 17 alphanumeric characters that have a mix of letters and numbers, which are unique for each vehicle.
In Indonesia, chassis numbers follow the VIN format based on ISO 3779, consisting of 17 characters divided into 3 sections:
The first 3 digits are known as WMI or World Manufacturer Identifier
Digits 4 to 9 are known as VDS or Vehicle Descriptor Section
Digits 10 to 17 are known as the VIS or Vehicle Identifier Section
For example, MH8AA1D42JK123456, which means:
Characters 1-3 indicate the country of origin and manufacturer. For example, MH8 for the Suzuki vehicle made in India.
Characters 4-9 indicate vehicle type, engine model, body type, etc.
Character 10 indicates the production year, represented by a letter or number.
Character 11 shows the assembly plant where the vehicle was manufactured.
Characters 12-17 represent the serial number, unique to each vehicle.
Besides checking offline by visiting the SAMSAT office, vehicle owners, especially those with a B license plate in the Jakarta area, can now check the chassis number online using the Cek Ranmor & Pajak DKI Jakarta app. Here’s how:
Download the Cek Ranmor & Pajak DKI Jakarta app from the Google Play Store.
Open the app and log in using your Google account or register manually.
Once logged in, enter the required data such as NIK and vehicle information. Make sure the NIK matches the registered vehicle owner’s data.
Click the Search button to start looking for the car identification number.
If the data is correct, detailed information about the vehicle will appear, including the chassis number, license plate number, tax details, service records, and more.
So, that’s a quick explanation about a car’s identification numbers. From their purpose to how to check them online through an app.
For car owners, this number is very important and can be used to verify the authenticity of a vehicle, especially when buying or selling a used car. Hope this information helps!
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)
