What's the difference between Perlindungan Kesehatan Prima & HealthPlus Family?
Perlindungan Kesehatan Prima and HealthPlus+ Family are health insurance plans that offer inpatient/surgery and outpatient benefits for both individual and family members.
The differences between these two products are:
Perlindungan Kesehatan Prima:
Inpatient benefit follows an inner-limit scheme, meaning consultation fees, room and board, and miscellaneous costs, has its own limit.
Inpatient benefits will be reinstated in 30 days after previous medical treatment for the same diagnosis, including any complications.
HealthPlus Family:
Inpatient benefit is an as-charged scheme, meaning coverage aligns with the actual bill from the clinic/hospital. The payment for this as-charged scheme benefit follows the terms and limits in your schedule of benefits.
Inpatient benefits will be reinstated in 0 days after previous medical treatment for the same diagnosis, including any complications.