Insurance Policy - Understanding insurance has become increasingly important to learn all the details related to it. However, the terms used in insurance are often unfamiliar and difficult to understand, such as an insurance policy. An insurance policy itself is a document that explains the terms, conditions, and coverage of an insurance protection agreement made between the insurer and the insured. Through this article, we will discuss more deeply what an insurance policy is, its functions, and examples of policy contents to help MyProtection friends gain a better understanding of this topic. Hope it helps!
Jakarta, 17 Januari 2020 - MyProtection News
Dulu penyakit diabetes dan kolestrol dikaitkan dengan penyakit orang tua. Kini berdasarkan data, penderita diabetes tipe 2 di kalangan muda semakin bertambah. Obesitas dan gaya hidup tak sehat berkontribusi dalam peningkatan jumlah penderita penyakit ini.
Menurut WHO penderita diabetes tipe 2 terus bertambah setiap tahunnya. Pada 1980, sebanyak 108 juta penduduk dunia berusia di atas 18 tahun mengidap diabetes. Namun, pada 2014 lalu, penderita diabetes meningkat menjadi 422 juta orang.
Diabetes sendiri merupakan penyakit yang cukup mengerikan bila tidak ditangani dengan baik. Pasalnya, berdasarkan paparan World Health Organization, diabetes dapat menggangu kinerja jantung, pembuluh darah, mata, ginjal, syaraf dan meningkatkan resiko kematian muda.
Lalu, mengapa diabetes bisa muncul di usia muda? Dilansir dalam CNN Indonesia, terdapat 7 faktor penyebab diabetes di kalangan dewasa muda.
Organ tubuh satu ini mempunyai peran penting untuk mengatur sekresi insulin ke aliran darah. Insulin juga berguna untuk memecah gula dalam karbohidrat makanan menjadi energy. Selain itu, insulin juga berperan menyimpan glukosa dalam tubuh sebagai cadangan energy. Bagi individu yang mengalami gangguan fungsi pancreas, biasanya kadar insulin yang diproduksi tidak normal. Sehingga kadar gula darah melonjak akibat tidak bisa dipecah menjadi energy. Akhirnya, hal inilah yang menyebabkan timbulnya diabetes.
Jika anggota keluarga Anda memiliki riwayat diabetes, maka Anda berpotensi lebih tinggi untuk mengidap penyakit yang sama. Namun, dengan menjaga pola makan dan gaya hidup, Anda bisa terhindar dari diabetes.
Baca juga: Kembali ke Usia 25 dengan Olahraga
Kelebihan berat badan dan obesitas menjadi salah stau pemicu utama timbulnya obesitas. Jika tubuh memiliki kelebihan lemak, khususnya di lingkar pinggang, disinyalir besaran visceral lemak semakin besar. Menurut WHO, semakin besar longkaran pinggang maka semakin besar potensi seseorang mengidap diabetes.
Kelebihan berat badan dapat mengacaukan kerja hormone pada tubuh dan menurunkan respons tubuh terhadap insulin.
Pola makan yang tidak sehat dan berantakan dapat meningkatkan resiko timbulnya diabetes. Sering mengonsumsi makanan/minuman instan, berlemak, daging yang diproses, serta mengandung gula menjadi penyebab utama obesitas yang akhirnya berujung pada diabetes. Selain makan sehat, Anda pun harus makan teratur. Lebih baik makan dengan porsi kecil tetapi sering.
Konsumsi alcohol berlebih serta merokok bisa mengganggu aktivitas metabolism dalam tubuh. Pada akhirnya, kadar insulin yang dihasilkan pun lebih sedikit. Kebiasaan mengonsumsi alcohol dan rokok merupakan hal yang umum di kalangan anak muda. Namun, selalu ingat bahwa mengonsumsi sesuatu secara berlebihan tidak akan baik.
Berdasarkan data, kurang dari setengah penduduk usia dewasa melakukan akvitias fisik selama 150 menit per minggu. Selebihnya, masih banyak orang yang malas berolahraga. Padahal obesitas dan rasa “mager” merupakan penyebab utama dari diabetes. Anda bisa mencoba untuk hidup lebih sehat & mulai berolahraga dengan melakukan brisk walking. Jangan sampai di usia muda Anda malah tidak bertenaga.
Salam,
sahabat MyProtection
Baca juga: Perlindungan Kesehatan Prima – Premi Mulai dari Rp 6ribuan per Hari
Similar to other tourist attractions, these villages offer various unique attractions for visitors, along with accessibility integrated with the local community’s traditions, culture, and way of life.
Since most car components are made of metal, such as iron and steel, they are highly prone to oxidation. This risk increases in humid environments when exposed to road salt, dirt, scratches, or damaged paint.
The oxidation process causes rust on cars, and if left untreated, it can spread and cause serious damage. To prevent this, rusty areas must be repaired immediately.
Here are 6 easy and effective ways to remove rust from your car that you can try!

Discover 6 quick and easy methods to remove car rust effectively. Read the full guide below!
One of the simplest methods is applying lubricant to hidden car parts, such as door hinges, the hood, and the trunk.
These areas are often overlooked when cleaning, making them more vulnerable to rust. By applying the lubricant, a protective layer is formed that prevents moisture and air from reaching the metal surface, slowing down the corrosion process.
Rainwater is slightly acidic and can accelerate the oxidation process, leading to rust. That is why washing your car after rain is highly recommended.
Even when it doesn’t rain, regular car washing helps protect the paint and body from dirt, dust, and pollution while extending the car’s lifespan.
The best time to wash your car is in the morning or afternoon when sunlight is available to speed up drying and help you check hidden areas more easily.
A rust remover works by lifting rust from the metal surface through a chemical reaction, usually involving phosphoric acid or surfactants.
Besides rust, it can also remove deposits from car components such as wheels, engine blocks, exhaust pipes, and other metal parts, restoring both their look and function effectively.
For more severe rust problems, sanding and repainting are the best solutions.
Sanding the rusty surface helps remove the rust layer, making the repainting process more effective. This step also improves paint adhesion, making it last longer and providing better protection.
Toothpaste can be surprisingly effective in removing light rust or mold from car components. Its mild abrasive properties help scrub away minor rust.
Apply toothpaste to the rusty area, leave it for a few minutes, then scrub gently and clean off the residue. If the rust remains, repeat the process until it disappears.
Electrolysis is a more advanced method of removing rust. It involves soaking the rusty component in an electrolytic solution while applying an electric current.
Through a chemical reaction, this process converts rust back into pure iron. It’s highly effective for treating both light and heavy rust on various car parts.
Those are 6 proven ways to remove rust from your car. Since cars contain many metal components, rust is a common issue that every car owner should be aware of.
By applying the right method, you can protect your car’s durability and keep it looking great for an extended period.
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)