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Frugal Living: Definition, Key Principles, Benefits, and Practical Tips

Frugal Living: Definition, Key Principles, Benefits, and Practical Tips

14 August 2025 | MyProtection News Jakarta

In today’s fast-paced, modern, and consumer-driven urban lifestyle, frugal living has emerged as a practical solution for those who want to manage their finances more wisely and effectively. By adopting this lifestyle, individuals can make smarter spending decisions, save more, and work towards long-term financial stability.

Recent data from the Indonesia Deposit Insurance Corporation (LPS) reveals a concerning trend: among Millennials and Gen Z aged 15 to 44, their contribution to total national savings dropped from 18% in 2022 to 14.6% in 2024. This indicates that younger generations may be saving less, making frugal living an even more relevant and necessary approach.

So, what is frugal living exactly? How can you start applying it in daily life? And what are the benefits of living frugally in the long run? Let’s dive into the principles, practical tips, and advantages of this smart lifestyle choice.

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About MyProtection News Jakarta
MyProtection is one of the pioneer portals for purchasing health insurance and general insurance online which can be accessed via website and application platforms since 2017.
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6 Signs of a Faulty Car Starter Motor You Should Know!

The car starter motor, which functions to turn the engine on, is a crucial component for starting the vehicle.

Without a properly working starter motor, the engine won’t be able to start. Therefore, it’s important to recognize the signs of a weak or damaged starter motor. Read the full explanation below!

6 Signs of a Faulty Car Starter Motor You Should Know!

Dinamo Starter Mobil

1. Whining and Grinding Noises

The first sign of a faulty starter motor is typically a whining or grinding noise, often related to the gears in the pinion gear and the engine ring gear.

If the noise gets louder, it usually indicates that the damage to the starter motor is worsening.

Additionally, the starter motor can produce a whining sound if the one-way bearing on the pinion gear is damaged.

2. Difficulty Starting the Car

Another common sign is difficulty starting the car, especially after long drives. This can occur when internal components, such as the starter gears, become worn out and can no longer function optimally.

When this occurs, the starter motor will struggle to turn the engine, especially when the engine is hot.

If this problem occurs, it’s essential to have it checked as soon as possible and fixed promptly to prevent further damage to other components.

3. No Response When the Key is Turned

If the car doesn’t respond when you turn the key to the start position, this could also be a sign of a faulty starter motor.

This may be caused by damaged internal components such as the solenoid or coil, resulting in insufficient power to start the engine.

4. Battery Voltage Drops Significantly

While a drop in battery voltage can be caused by battery issues, it can also affect the performance of the starter motor.

This is because the starter motor needs a sufficient electrical current to turn the engine. If the battery voltage is too low, the car may not respond at all.

5. Headlights Go Out

If your headlights suddenly turn off when trying to start the car, it may be due to an issue in the electrical system caused by a weak starter motor.

This happens when there’s not enough power left to distribute electricity to other components like the headlights.

Additionally, if the alternator or battery is also faulty, the electricity needed to support the starter motor will be reduced, making it fail to operate properly.

If this occurs, check both the starter motor and alternator as soon as possible. Ignoring the issue could lead to more serious problems.

6. Loud Clicking Sound When Pressing the Starter

If you hear a loud clicking sound when pressing the start button, this could indicate that the starter motor is faulty and unable to turn the engine over.

This may be caused by insufficient torque produced by the motor to operate effectively. Therefore, if this issue arises, it’s crucial to have it checked to identify the root cause.

Those are the 6 signs of a faulty car starter motor, an essential part for turning on the engine and ensuring your vehicle runs properly.

Given its important role, keeping your car’s starter motor in optimal condition is a must. Hope this helps!

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Mengulik Bunga Saffron dan Segudang Manfaatnya

Jakarta, 20 Januari 2019 - MyProtection News

Akhir-akhirnya, banyak perbincangan mengenai Saffron dan manfaatnya. Saffron sendiri merupakan rempah berbentuk benang halus dari bunga Crocus sativus. Tumbuhan ini bisa dijadikan sebagai rempah, bumbu penyedap masakan, sampai alternatif untuk kesehatan, lho!

Rempah berwarna merah ini dinobatkan sebagai salah satu tumbuhan termahal di dunia. Cara penanaman hingga panen Saffron cukup rumit dan membutuhkan teknik khusus. Untuk mendapatkan 1 gram benang Saffron, dibutuhkan 150 tangkai bunga.

Ternyata, menurut sejumlah penelitian, Saffron memiliki beberapa manfaat untuk kesehatan.

  1. Mencegah Gangguan Fungsi Otak

Seiring dengan berjalannya waktu, fungsi otak seseorang bisa menurun. Menurut studi mengenai penyakit Alzheimer, mengonsumsi 15 mg Saffron sebanyak 2 kali sehari dapat meningkatkan fungsi kognitif dengan cukup signifikan.

Saffron yang mengandung antioksidan dapat menjaga fungsi otak Anda dan mengurangi resiko Alzheimer. Saffron juga membantu mempertahankan kemampuan penglihatan Anda.

  1. Baik untuk Penderita Diabetes

Selain baik untuk otak, saffron juga cocok dikonsumsi penderita diabetes. Saffron dapat meningkatkan sensitivitas insulin dalam tubuh. Sehingga kadar gula bisa lebih terjaga. Anda bisa mengonsumsi saffron dalam bentuk kapsul ataupun menyeduh benang saffron.

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  1. Memperbaiki Mood dan Membantu Mengatasi Depresi

Kegiatan sehari-hari dapat membuat seseorang merasa lelah baik secara fisik maupun mental. Saffron dikatakan dapat memperbaiki suasana hati dan membantu mengatasi depresi ringan hingga sedang. Efek samping yang didapatkan pun cenderung minimal. Saffron juga memiliki efek antioksidan dan neuroproteksi atau perlindungan bagi saraf.

  1. Mengandung Zat Anti-Kanker

Kandungan antioksidan tinggi bernama crocin dalam saffron bisa membantu menangkan radikal bebas penyebab timbulnya kanker dalam tubuh. Contohnya seperti kanker kulit, kanker serviks, kanker prostat, dan kanker lainnya.

Terdapat juga penelitian yang menyatakan bahwa saffron bisa membuat kanker lebih sensitif terhadap kemoterapi. Sehingga penyembuhan dari kanker bisa berjalan lebih efektif. Namun, korelasi antara keduanya masih perlu diteliti lebih lanjut.

  1. Meningkatkan Daya Tahan Tubuh

Agar tubuh tetap sehat, Anda dianjurkan untuk mengonsumsi saffron. Tumbuhan ini mengandung antioksidan bernama crocin, crocetin, safranal, dan kaempferol. Crocin dan crocetin dalam saffron berperan sebagai anti-depresan, menjaga kesehatan sel otak, dan menurunkan nafsu makan untuk menurunkan berat badan. Safranal dapat meningkatkan suasana hati dan kemampuan berpikir seseorang. Kaempferol berguna sebagai zat anti-kanker yang menekan perkembangan sel kanker dalam tubuh.

  1. Mengurangi Nyeri Haid

Para wanita dapat mengurangi rasa nyeri saat PMS dan haid dengan mengonsumsi 30 mg saffron. Bahkan, nyeri haid bisa berkurang hanya dengan menghirup aroma saffron selama 20 menit. Saffron juga baik untuk mengatasi inflamasi dalam tubuh, lho!

Nah, Sahabat MyProtection, apakah Anda tertarik untuk mengonsumsi saffron? Walaupun khasiatnya beragam, Anda tetap harus mengonsumsi tumbuhan ini sesuai takaran yang dianjurkan. Sesuatu yang berlebihan tidak akan baik untuuk tubuh.

Selamat hidup sehat!

Salam,
Sahabat MyProtection

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