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Paying taxes on time is very important, neglecting to do so can result in accumulating fines.
The same applies to vehicle taxes, such as the car tax. If not paid promptly, the penalty can impact your financial condition. So, how exactly do you calculate it, and what is the fine for late car tax payment?
Before knowing how to calculate it, there are 2 important things you need to understand regarding car tax penalty calculation, such as:
The fine that must be paid is calculated based on the length of time the tax has been overdue, consisting of 2 components:
PKB Fine or Motor Vehicle Tax, 25% per year of the PKB amount, calculated proportionally per month (25% x months /12).
SWDKLLJ Fine, fixed additional charge according to regulations, generally Rp 100.000 for cars, depending on vehicle type.
1 day late, no fine.
1 week to 1 month late, PKB fine 4.17% + SWDKLLJ.
2 months late, PKB fine 4.17% + SWDKLLJ.
3 months late, PKB fine 6.25% + SWDKLLJ.
4 months late, PKB fine 8.33% + SWDKLLJ.
5 months late, PKB fine 10.42% + SWDKLLJ.
6 months late, PKB fine 12.5% + SWDKLLJ.
7 months late, PKB fine 14.58% + SWDKLLJ.
8 months late, PKB fine 16.67% + SWDKLLJ.
9 months late, PKB fine 18.75% + SWDKLLJ.
10 months late, PKB fine 20.83% + SWDKLLJ.
11 months late, PKB fine 22.92% + SWDKLLJ.
1 year late, PKB fine 25% + SWDKLLJ.
2 years late, PKB fine 50% + SWDKLLJ.
3 years late, PKB fine 75% + SWDKLLJ.
To better understand the calculation, here is an example of a car tax fine calculation if the payment is late for 6 months, with Motor Vehicle Tax or PKB of Rp 364.200 and SWDKLLJ of Rp 243.000:
The formula is, PKB x 25% x 6/12
Rp 364.200 + Rp 243.000 x 25% x 6/12 = Rp 394.575
However, please note that the total amount to be paid is not just Rp 394.575. There are additional charges for PKB and SWDKLLJ, making the total Rp 364.200 + Rp 243.000 + Rp 394.575 = Rp 1.001.775, which is the total that must be paid.
The longer the time taken to settle the payment obligation, the higher the fine to be paid.
To ensure the amount of fine that must be paid and to get a more accurate PKB fine amount, you can check it through the official e-Samsat website using the following steps:
Open the website e-Samsat.id
Go to the vehicle tax check menu
Enter the vehicle number and date of birth
Click check
View the result of the car tax fine check that must be paid. This page also includes information on PKB POK, PKB DEN, SWDKLLJ POK, SWDKLLJ DEN, PNPB STNK, PNPB TNBK, and the tax payment due date.
So, that’s the discussion about how much the fine for late car tax payment is, which you need to know so you can immediately pay your vehicle owner’s obligation. Hopefully, this information is useful!
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)
ETLE, which stands for Electronic Traffic Law Enforcement, is an electronic ticketing system currently implemented to support road order and discipline.
With this electronic ticketing system, road safety can be maintained without the need for supervision by physical officers, thanks to rapid technological development.
To better understand how the system works and the mechanism behind the current electronic ticketing, check out the explanation below!
Generally, the ETLE system, comprising camera devices, is installed at strategic road locations, such as intersections, toll roads, and other high-traffic, high-violation-prone areas.
This system can automatically capture various types of traffic violations, such as:
Not wearing a seat belt.
Using a mobile phone while driving.
Running a red light.
Exceeding the speed limit.
Not wearing a helmet for motorcycle riders and passengers.
Violating road markings.
Vehicles are not using the proper license plate.
Once the camera detects a violation, the system will automatically analyze the recorded images and videos to identify the type of violation committed.
After detecting a violation, the vehicle data will be matched with the National Police’s motor registration database.
This information typically includes the license plate number, vehicle type, and ownership details, which are then automatically verified.
If the data matches, the registered vehicle owner will receive a direct notification regarding the electronic ticket.
However, if the ownership data has not been updated and the vehicle has changed hands, the registered owner will still receive the ticket notification.
Once the driver identification process is completed, the next step is sending a ticket confirmation letter to the registered address in the system.
This confirmation letter usually includes the following information:
The type of violation committed.
The location and time of the violation.
Documentation evidence, such as photos or videos.
The fine that the vehicle owner must pay.
The deadline for confirming the violation.
After receiving the ticket letter, the vehicle owner must confirm it before the deadline either through the official ETLE website or by visiting the designated police office.
There are several options after receiving the confirmation letter:
Acknowledge the violation and proceed with the fine payment.
File an objection if the violation was not committed by providing supporting evidence at the police station.
If confirmation is not made within the specified time limit, the vehicle registration or STNK may be blocked until the ticket fine is settled.
The final process is paying the fine through various payment methods.
Common payment options usually include:
Bank transfer via BRI Virtual Account or BRIVA using the number stated in the confirmation letter.
E-wallet applications partnered with the government.
Direct payment at designated banks.
After the payment is completed, the ETLE system will update the violation status in real-time, and the vehicle owner will no longer face further penalties.
So, that’s a brief explanation of the electronic traffic ticket system, or ETLE, and its process. Always drive safely, obey the rules, and stay disciplined on the road. Hopefully, this information is useful!
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)
Off-road cars are a type of vehicle specifically designed for drivers who want to conquer challenging terrains, ranging from steep roads and muddy tracks to other rough surfaces.
In general, many people purchase this type of vehicle for vacations and adventures because it has a sturdy body, strong durability, and high-quality performance. Due to these capabilities, off-road cars are also generally priced higher than regular vehicles.
For those of you who are adventure lovers, one of the most important things to consider is choosing the right camper van for the journey.
Due to their large size, camper vans can be modified according to your travel needs, such as adding a kitchen, bathroom, or even a sleeping area.
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Although camper vans are still not very popular in Indonesia, there are several cars that you can consider if you want to start your adventures with camper vans. Here’s the full list:
One of the most popular and widely recommended camper vans is the Daihatsu Gran Max, which is known for its spacious cabin.
This particular vehicle measures 4,405 x 1,665 x 1,900 mm, accommodates up to 9 to 11 passengers, and comes with two engine options, the 2NR-VE 1500 cc and the K3-DE 1,300 cc.
The 2NR-VE engine produces 88 PS of power and 115 Nm of torque, while the K3-DE generates 97 PS and 134 Nm of torque.
Despite its large size and spacious cabin, this van is still easy to maneuver thanks to its capable engine.
The price for a new Daihatsu Gran Max currently starts at around IDR 205.2 million.
If you’re a fan of classic camper vans, the Volkswagen Combi could be the perfect choice. It has a body size of 4,712 mm in length, 1,985 mm in width, and 1,937 mm in height.
This iconic van features a spacious cabin that can be customized to suit your specific needs.
Although it’s been around since the 1950s, the Volkswagen Combi features a 1,600-cc engine. A used unit can typically be found for around IDR 60 million, depending on its condition.
For those who need something even larger, the Toyota HiAce Premio is a great option, with dimensions of 5,915 mm in length, 2,018 mm in width, and 2,280 mm in height.
It also features a high-performance engine, the 1GD-FTV, with a 2,800-cc capacity that delivers 176.8 PS of power and 42.8 Kgm of torque.
Because of its powerful engine and premium features, this camper van comes with a hefty price tag of around IDR 664.3 million.
The next one is the MPV that was first released in 2012, and could be another solid option, thanks to its large rear cabin, which makes it easy to convert into a camper van.
The Nissan Evalia has dimensions of 4,440 mm in length, 1,695 mm in width, and 1,850 mm in height. This MPV also comes with sliding doors for added convenience.
Despite its popularity, the vehicle ceased production in 2015, so you will have to look for used units, typically priced around IDR 79 million.
The Daihatsu Luxio is another camper van that’s perfect for your adventure needs. It has dimensions of 4,215 mm in length, 1,710 mm in width, and 1,915 mm in height.
Powered by the 3SZ-VE 1,495 cc engine, it delivers 97 PS of power and 13.7 Kgm of torque, ensuring a safe and comfortable ride.
Thanks to its spacious and comfortable cabin, sliding door, and fuel efficiency, this vehicle is available for around IDR 237.2 million.
Those are 5 camper van recommendations that might be perfect to kickstart your next great adventure!
*PT Lippo General Insurance Tbk is licensed and supervised by Financial Services Authority (OJK)
